Our Services
Merchant Services & Credit Card Processing
Stop Paying to Get Paid. Powered by VizyPay.
At J & I Acquisitions LLC, we believe business owners shouldn’t be penalized for their success. Every time a customer swipes a card, you shouldn’t have to surrender 3% to 4% of your hard-earned margin to the banks.
Through our premier partnership with VizyPay, we provide businesses with the most transparent, cost-effective, and “human” processing experience in the industry.
The VizyPay Advantage: The Cash Discount Program (CDP)
This is the hero product for your bottom line. Our industry-leading Cash Discount Program allows you to offset up to 100% of your processing fees.
How it Works:
You pay one low, flat monthly subscription for unlimited processing.
The Result:
The cost of processing is managed through a small service fee on card transactions, while cash customers receive a discount.
The Savings:
Thousands of dollars stay in your business bank account every month—capital you can reinvest into your own growth, inventory, or marketing.
World-Class POS Technology
We don’t just provide a terminal; we provide a Command Center. We offer the full suite of Clover hardware and VizyPOS software.
Clover Station Duo
The ultimate countertop powerhouse for retail and restaurants.
Clover Flex
Handheld freedom for tableside ordering and line-busting.
Seamless Integration
All systems are cloud-based, allowing you to track sales, inventory, and employee hours from your phone, anywhere.
Note: While processing is month-to-month, POS hardware involves specific terms which we can discuss on a quick discovery call.
Why Choose Us for Your Merchant Services?
Next-Day & Same-Day Funding
Every recommendation and solution is tailored to your specific business goals, industry, and growth stage. We don’t believe in one-size-fits-all solutions.he winning option
No Long-Term Contracts
We don’t believe in “locking you in.” We earn your business every single month. If we aren’t saving you money and providing elite support, you aren’t tied down. Our credit card processing is month-to-month.
24/7 Human Support
Tired of automated loops and hour-long hold times? Our partnership with VizyPay gives you access to an award-winning support team that answers the phone in 30 seconds or less. Real people providing real solutions the moment you need them.
Total Transparency
Most processors hide their true costs in “junk fees” and complex statements. We offer a cleaner way:
Interchange-Plus Pricing
For businesses not utilizing the Cash Discount model, we offer the most honest, transparent pricing available.
Free Cost Analysis
Send us your current merchant statement, and we will perform a side-by-side comparison to show you exactly where you are overpaying.
Ready to Eliminate Your Processing Fees?
Join the thousands of business owners who have stopped paying the banks and started paying themselves.
Looking for funding?
Ask us how your processing volume can help you qualify for lower rates in our 70+ lender network. Real Support, Real People. "We don't believe in robots or automated scripts. When you submit your statement, it’s reviewed by a human expert. If we can't save you money, we'll be the first to tell you to stay exactly where you are."